CIM Bank

Opening a personal account in Switzerland

International personal bank account with Internet banking and debit or prepaid card to manage your daily banking needs or savings in Switzerland with CIM Bank.

A multi-currency bank account that will give you access to all your banking, international transfers, credit cards and online trading.


Compte Personnel en Suisse

Opening an account

Fee for opening a personal account with full e-banking services: 1.000 €.

  • Assistance in setting up a personal account, including comprehensive electronic banking services.
  • Verification of your personal documentation
  • Fill out the bank forms that will be sent to you for signature with the relevant instructions.
  • Sending the complete package to the bank for approval
  • Arrange a face-to-face meeting via webcam with the bank representative
  • Follow-up of the account opening process until receipt of the account allocation and banking package

We consider our service complete once you have obtained the bank account number. Due to the bank-client relationship, we will no longer be able to contact the bank on your behalf after the bank account has been opened.

We consider our service complete once you have obtained the bank account number. Due to the bank-client relationship, we will no longer be able to contact the bank on your behalf after the bank account has been opened.

Credit card / personal prepaid: Free of charge

Assistance in obtaining a personal credit or a prepaid Visa or MasterCard card


Find out if you are pre-approved

The information you provide will allow us to obtain approval of your account as soon as possible. Please proceed through the purchase process and you will receive the pre-approval form with your purchases. Please answer each question completely and in detail. Your request may be delayed if the form is incomplete.



  • Documents that are not in English must be accompanied by a certified translation.
  • US/Canadian citizens or companies are not accepted to open an account.


  • A personal visit to the bank is not required, but the face-to-face meeting via webcam must be arranged after prior approval of the account.
  • A minimum initial deposit of $5,000 USD will be required.
  • The minimum remaining account balance is 1,000 USD.
  • Account opening time. The account will be activated within 7-10 business days after the bank receives all the completed forms and relevant information.


  • Notarized copy of a valid passport. The passport must be signed and the signature must match the signature on the application form. The photograph must be clear and of good quality.
  • A government-issued tax return or proof of address is required.
  • Original or notarized copy of the banker's reference letter dated less than 3 months.
  • personal CV


Shipping business documents or bank kits to your destination requires an additional charge and will be automatically added to your order when you place your order. Shipping charges for international courier services are automatically set according to geographical areas.



CIM Bank was founded in 1990 and offers traditional Swiss private banking services to private and corporate clients. The bank is located in Geneva, Lugano and Wollerau. The CIM Bank is regulated by the Swiss Financial Market Authority (FINMA) and is a member of the Swiss Bankers Association (SBA) and the SIX Swiss Exchange. In 2012, CIM Bank acquired the Croatian bank Primorska.

For four consecutive years (2010, 2011, 2012 and 2013), CIM Bank has been awarded by Deutsche Bank for the excellent quality of its SWIFT payments (Euros and Dollars).




  • Multi-currency business and personal accounts.
  • International Transfers
  • Commercial bank accounts for carrying out commercial activities of any type and size
  • Consulting and portfolio management of mandates
  • Electronic banking with easy online international transfers and payments
  • Lombard loans
  • Online trading: futures, options and equity trading, forex
  • Visa and MasterCard credit and prepaid cards (Swissbankers TravelCash, Gold, Silver, Visa Platinum, American Express, Business Cards)

The approximate timeframe for the allocation of accounts is 7 to 10 working days from receipt of the original documents by the bank.


CIM Banque can be considered as a medium cost bank as far as account maintenance and bank transfer fees are concerned. Fees for incoming funds depend on the amount of the transaction and vary from CHF 15 to CHF 550. The fee for incoming payments over CHF 1,500,000 is 0.035% of the transaction amount.

Bank charges for outgoing payments sent via the e-banking system vary between CHF 3.50 and CHF 450. For outgoing payments over CHF 1,000,000, the bank will charge 0.025% of the transaction amount.

Personal account management costs amount to CHF 90 per quarter.

PLEASE NOTE that the bank's rates may be changed at any time at the bank's sole discretion, so we suggest you contact us or visit the bank's website for updated details on specific fees and charges.

BUSINESS START-UP Professional service fees for assistance in opening a bank account do not include bank fees and commissions, account maintenance fees, transaction fees, initial deposit or minimum balance.

If you are interested in a Personal Account in Switzerland, please contact us!